More Information

People visit us for weight loss surgery, from Phoenix, Tucson, and throughout the Southwest. Please review this page for more information about our policies regarding insurance, fees, and financing.


Please remember to bring all insurance cards and other pertinent documents with you on the day of your surgery so that we may process insurance claims on your behalf. Dr. DeBarros and his partner at Weight Loss Institute of Arizona, Dr. Mike Orris, participate with most major insurance plans. Services are performed by the doctor that will provide the most coverage for the patient, while minimizing out-of-pocket costs.

EVSC may be out of network with your insurance provider. It is your responsibility to confirm this with your insurance. Your deductible may not be applied to your in-network deductible if the Center is out of network with your insurance company.

Insurances accepted include (but are not limited to):

  • AARP
  • Administrative Enterprises
  • Aetna
  • Ameriben Solutions
  • Arizona Foundation for Medical Care
  • ASBAIT (through AEI)
  • Assurant Health
  • Banner Health
  • Basha’s (Professional Benefit Services)
  • Blue Cross/Blue Shield – ALL plans
  • Capital Administrators
  • CCN Mega Life
  • Central Reserve Life
  • ChampVA
  • Cigna
  • Cigna for Seniors
  • Definity Health
  • First Affordable Health
  • Fiserv Health
  • Fringe Benefts
  • Gilsbar
  • GEHA
  • Great West Health Care
  • HealthNet
  • HealthNet for Seniors
  • Humana
  • Loomis
  • Humana Gold
  • Mountain State Admin
  • National Asbestos
  • Pacificare
  • PBSI
  • Secure Horizons
  • Southwest Services Admin
  • Summit Admin Enterprises
  • Tricare
  • Triwest
  • Tufts
  • United Health Care
  • UMR
  • Zenith Admin


In most cases, there are some fees that are NOT covered by insurance but are required in order to enter the WLIA program. Due to variances in individual insurance plans, your out-of-pocket expenses may vary and your exact costs will be discussed with you in greater detail at your initial consultation.

Dr. DeBarros and WLIA accept credit or debit cards, certified or cashier’s checks, and cash. We do not accept personal checks. We require your balance be paid 2 weeks prior to your scheduled surgery date.

It is your right as a patient to request information or have questions answered regarding fee or payment policies. If you have any questions or problems regarding your bill from EVSC, please contact our Business Office at (480) 829-6100.


There are numerous financing choices for bariatric surgery in the Phoenix area and Tucson. Our procedures can be surprisingly affordable, even if your first thought was that surgery may be out of reach. In general, weight loss surgery financing is available for almost all procedures performed. Your payment may vary based on the surgery involved, cost of the procedure, repayment period, and your credit scores or history.

If you are interested in surgical weight loss in Tucson and the Phoenix area, request your consultation online or RSVP to one of our weight loss seminars today.

CareCredit® Financing

At Weight Loss Institute of Arizona, we work with CareCredit® – one of the nation’s leading medical procedure financing companies. Backed by GE Capital, CareCredit is reputable and offers fair interest rates on a revolving line of credit. Our financial counselors will discuss CareCredit with you at your initial appointment.

Click here to begin with CareCredit®

Prosper HealthCare Lending

Prosper HealthCare Lending is the premier financing company in the bariatric surgery industry. With over $5 Billion funded and over 300,000 loans inquiries serviced through their lenders, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper HealthCare Lending:

  • Immediate decisions for loans under $35,000
  • Term options out to 84 months (affordable monthly payments)
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential

Click here to begin with Prosper HealthCare Lending

Tax Implications

In the year you finance your weight loss procedure, you may be eligible to receive thousands of dollars back in potential tax savings – think of this as a discount on your procedure! IRS Publication 502 states you can deduct only your medical and dental expenses when they total more than 7.5 percent of your adjusted gross income (see p. 2 of publication 502). Adjusted gross income is your total income less a few very specific deductions. Medical expenses may include fees paid to doctors, payments for hospital services, prescription drug costs, physician co-pays and the cost of participating in a weight-loss program for a specific disease, including obesity.

Speak with your tax advisor or see IRS publication 502 for details.

Please call or email our office for all inquiries regarding insurance and financing questions.

Hours, Location, Directions

1855 E Southern Ave
Tempe, AZ 85282
(480) 829-6100

Hours: 7 am – 5 pm, Monday through Friday

From I-10 East (Airport and Phoenix)
Take I-10 East to I-60 East. Exit I-60 East at McClintock and turn left (north). Turn right (east) at East Southern Avenue. We are on the right side of the road at 1855 East Southern Avenue.

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